Financial Planning
2026 Retirement Contribution Limits: Max Out Every Account
The IRS raised 401(k) and IRA limits for 2026. Here's every number you need plus a new super catch-up for ages 60-63.
The Health Money Editorial Team··7 min read
Build a roadmap to financial independence and security.
The IRS raised 401(k) and IRA limits for 2026. Here's every number you need plus a new super catch-up for ages 60-63.
The IRS waived inherited-IRA RMDs from 2021 to 2024. That grace period is over. Here's what non-spouse beneficiaries need to know about the 10-year rule.
Starting January 2026, workers 50+ earning over $150K must make 401(k) catch-up contributions on a Roth basis. Here's what changed and how to plan.
New 529 plan rules expand K-12 uses, double withdrawal limits, and add Roth IRA rollovers. Here's what families need to know.
Tariffs are quietly driving up prices on groceries, cars, and more. Here's how they affect your wallet and practical steps to protect your budget in 2026.
From savings jars to investment accounts, learn proven methods to raise financially literate kids without judgment or pressure.
Step-by-step guide to creating a will with online options, what to include, executor selection, and common mistakes.
Complete guide to FIRE (Financial Independence, Retire Early). 4% rule, Coast FIRE, Barista FIRE, the math, criticisms, and who it actually works for.
Review insurance, update beneficiaries, check credit, rebalance investments. Complete financial health checkup for the new year.
Understand fiduciary duty, fee-only advisors, and how to find an advisor who's legally required to act in your best interest.
Your 30s financial checklist: retirement savings benchmarks, insurance, estate planning, increasing income, avoiding lifestyle creep.
How to have productive money conversations with your partner: monthly dates, splitting finances, joint vs separate accounts, and managing different spending styles.
Complete guide to preparing finances for recession. Build reserves, diversify income, reduce debt, and protect your financial stability through economic downturns.
Shift from scarcity to abundance mindset. Based on psychological research about money scripts and how childhood beliefs affect your finances.
The 3-6 month rule and how to adjust it for your life. Where to keep it, how to build it from scratch, and when to use it.
Essential estate planning steps: wills, powers of attorney, healthcare directives, beneficiaries, and trusts. Start now, even if you don't think you need it.
Understand how Social Security works, full retirement age, early vs delayed claiming, spousal benefits, and what the trust fund projections actually mean.